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NBFC Deployment

Loan Application Pre-Processing System

Incomplete loan files reaching credit teams reduced from ~34% to ~12%.

Pilot Duration
6 weeks
Measurement Window
12 weeks
Status
Production
Methodology
Audit-Ready

Client Context

NBFC processing 180–260 SME loan applications monthly.

Operational Problem

  • Manual document checks delayed credit review and caused incomplete applications to reach underwriting teams.

Operational Workflow

Before Deployment

  • Manual intake
  • Spreadsheet tracking
  • Delayed operational response
  • Fragmented visibility

After Deployment

  • Structured intake engine
  • Automated prioritisation
  • System-driven routing
  • Operational visibility dashboard

Deployment Timeline

Pilot

Initial deployment on scoped process.

Measurement

Tracking against baseline.

Scale

Full production rollout.

Operational Impact

Application to credit review time
Faster underwriting start
3–5 days
1–2 days
Incomplete applications
Reduced rework
~34%
~12%
Processing admin workload
Recovered analyst time
~50%
~18%

Metrics measured during the first full quarter post-deployment against a four-week pre-deployment baseline.

Scope Limitations

Credit decisions and sanctioning remained outside system scope.

Business Impact

Credit teams received cleaner application files and reduced review delays.

What Stayed Human

  • Credit risk analysis
  • Loan approval decisions

What We Learned

Applications submitted by DSAs had significantly higher document gaps.

Related Deployments

If your team is managing a similar operational problem, we scope a pilot in 2–3 weeks.

The pilot is production-safe and measured against your operational baseline.